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Small Group Alternative Funding

WellNet Health Plans (WHP) offers affordable and innovative health plan options to small-to-medium businesses (SMBs). WHP offers flat monthly funding, access to real-time claims data, a dedicated account manager, high touch care management and an innovative software solution that ties all the elements for your health benefits together.

Model

 

WellNet Health Plans is a self-funded alternative to traditional health insurance designed for the unique needs of employers with 10 to 300 employees. With plan designs comparable to the most popular on the market today, WellNet Health Plans adds a suite of services that provide real-time claims data, tools to interpret that data and a dedicated account manager to keep it simple.

Clients pay a flat monthly bill that covers the amounts needed to fund expected medical and Rx claims, stop-loss insurance premiums, plan administrative expenses and access to one of 100+ PPO networks. WellNet takes care of the rest. Our Registered Nurse Care Managers begin outreaching to your members day one, stop-loss insurance protects you from larger-than-expected claims and dedicated Account Managers are there to answer any questions or concerns. Over the plan year, WellNet pays claims out of your own account (that WHP sets up) and at the end of run-out, unused funds are the clients to keep.

 

Visibility and Simplicity:

  • Rates determined upfront and guaranteed
  • WHP's Point-to-Point (P2P) software coupled with dedicated Account Managers provides the tools and resources to manage plan performance in real time
  • If a group's expenses are less than expected, they get the money back
  • Stop Loss protection is automatically included in every plan to protect groups from larger than expected claims
" Point to Point's Active Reporting system is highly informative on a real-time basis and has helped me save $238,000."
Vice President of Human Resources
University
"For the first time, we’re catching problems before they become catastrophic. WellNet’s the type of partner that’s proving that they’re able to drive down medical costs."
Consultant
Mid and large size businesses
"We were confident that we would save money with WellNet and we liked their service model, what we did not know was how much they were willing to dig in and drive the process for us."
Vice President of Human Resources
Hospital facility
" We have saved $850,000 by using WellNet’s Point to Point technology. Medical expenses are lower, but the level of coverage is not and members are not paying more. WellNet provides valuable information that is understandable and they provide effective turn-key strategies to lower claims over the long term."
Director of Human Resources
School District
"You finally have unlocked the black box. I can only imagine that this platform is going to disrupt many outsiders’ revenue streams. I told my VP of HR this past year that I wanted something that gave me control of my healthcare expenses, not the same 18% increase that then gets knocked down to 12%. You guys have nailed it. I’ve never seen anything like Point to Point before."
Chief Executive Officer
National Nursing Home Chain
" Every single service representative we work with at WellNet is outstanding! Their advisors' responsiveness, knowledge and caring attitude are the best we have seen in the business – and we have seen a lot!"
Director of Employee Benefits
Hospitality firm
"It makes complete sense to correlate the Rx usage with the medical plan. With WellNet we can now monitor this and make better proactive decisions based on what the data tells us."
Vice President of Human Resources
Financial Magazine
"Having data analyzed and interpreted will help in planning for the next 3 to 5 years out, which every CEO needs to do. Any growing company needs to be thinking about all of their healthcare benefits; having this kind of data allows us to manage our 3rd biggest expense as we approach all of our other business units."
Chief Executive Officer
Manufacturing firm
"What haven’t you included in here? If I understand correctly, there’s no piece of data or healthcare service that’s not included here. This is brilliant."
Senior Vice President of Human Resources
National and Regional non-Profit
"I have got to tell you that you really ’WOWED’ all of us, not only with the extent, usefulness and volume of data but also with Point to Point’s ability to present and interpret. We view your technology as an extremely useful tool."
Employee Benefits Manager
87 location Mid-Atlantic Bank